What banks have you had a good experience with?

Please enter their names in the comments below and I will add them to the list. Thank you.

Credit card's newest trick: 79.9 percent interest - Yahoo! Finance

Credit card's newest trick: 79.9 percent interest - Yahoo! Finance: "Credit card's newest trick: 79.9 percent interest

No other words to describe this. UNBELIEVABLE. Any one who doesn't think that the consumers need some kind of protections have not be reading the news.

Know your bank.

One of the first rules in banking is "Know your customer". The banks are able to do this in many ways: our account balances, reams of questions and copies of forms on loan applications, credit reports that tell who, what, when, and how we have done business in the past. Banks know our social security number, our mother's maiden name, what schools we attended and the name of our first pet.

But what do we know about them? Only the faces we see at the local branch or the voice on the other end of the phone. Oh, I forgot the voice at the other end of the phone is now a machine.

They take our money because we entrust them with it. But why? What is this trust based upon? Past business? Great advertising? An FDIC sticker in the window? Our parents or neighbors have banked there for years?

These are the questions I would like to know: How many homes did you foreclose on in 2008? Where did all the government bailout money go? How much of your money comes from foreign banks? How many are homeless because you would not work with them? What kind of service have you given other customers? What does the fine print say and how could that affect me? Why are you only paying 1.5% interest when you are charging so much more? Why would you charge me $200 in overdraft fees for checks that total $50 and not let me know that my account was overdrawn until a week later? I know I gave you my phone number.

These and other issues are why this site was developed. We need the answers to these questions before we decide where to put our hard earned money for safekeeping or it will not be safe at all.

I'd like you to meet Chase Bank

I never opened an account with Chase. Not a savings, checking, credit card or mortgage. But somehow they ended up with many of my accounts when they swooped in and took over WAMU in what many news articles call a hostile take over.

My once amicable banking relationship with WAMU turned into a nightmare when I forgot to make one $15 payment on a line of credit and the first notice I received about it was a letter stating that my mortgage was in default and and that if I took no action I could lose my home.

This story spans over an eight month period so I will write it in pieces. If you have a story to tell I would be happy to include it in this blog. Please send me an email at inthetrenches@live.com . Or, vote for the good, bad, and ugly bank.